Burning Issue_Raisya Selfiani Janprilia

1. What issues are being talked about around us right now? 

- A survey shows that 70% of Indonesians have no savings.

2. What makes this issue interesting for people to talk about?

- Because many people share their experiences and vent about the financial difficulties they experience so they don't have savings.

3. What do you think about this?

- My opinion is that many Indonesians don't have savings because of small salaries and impulsive spending habits, also most of them don't plan their finances carefully.

Why do you have that opinion?

- Because saving must start from our own desire and also we must plan our finances carefully in order to bring peace in life.

Article

1. Viral Survei 70% Warga RI Tak Punya Tabungan, Netizen Auto Curhat: Gaji Kecil Buat Sehari-hari

Link: https://www.viva.co.id/amp/trending/1787943-viral-survei-70-warga-ri-tak-punya-tabungan-netizen-auto-curhat-gaji-kecil-buat-sehari-hari

Information: In this article, it is mentioned that the reason why Indonesians do not have savings is also due to consumptive lifestyles and low salaries that are not proportional to the cost of living, especially in big cities, also make it difficult for people to have savings.

2. 70 Persen Warga Indonesia Tak Punya Tabungan, Belanja Impulsif Jadi Penyebab Utama, Link

Link: https://money.kompas.com/read/2025/01/24/214737726/70-persen-warga-indonesia-tak-punya-tabungan-belanja-impulsif-penyebab

Information : The main cause of Indonesians not having savings is impulse shopping, where people spend money on unplanned purchases, such as buying goods on e-commerce or social media. 

3. Shocking Facts, 70 Percent of Indonesians Don't Have Savings Because of Shopping Habits

Link: https://indopolitika.com/fakta-mengejutkan-70-persen-warga-indonesia-tak-punya-tabungan-akibat-kebiasaan-belanja/#google_vignette

Information: To overcome the problem of low savings rates in Indonesia, some solutions that need to be done include improving financial education, providing easier access to affordable savings services, and encouraging the habit of saving through bibliography.